What is a VA Loan?

The VA Loan is a mortgage loan issued by approved lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). The program was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 22 million VA loans to help veterans, active duty military members and their families purchase homes or refinance their mortgages.

Today, the VA Home Loan program is more important than ever to service members. In recent years, lenders nationwide have tightened their lending requirements in the wake of the housing market collapse, making the VA Loan a lifeline for military homebuyers, many of whom find difficulty when faced with tough credit standards and down payment requirements.

First Time Home Buyer?

We would love to sit down over a cup of coffee and go over all the steps necessary to purchase your first home. Everything from asking the right questions to making your first offer and everything else that will happen between and after! See some short steps here on our buyer's page or simply fill out the request below and we will contact you as soon as possible!

Homes for Veterans

Take Full Advantage of your VA Benefits when purchasing your new home! Please Ask Us How! We have Lenders Who Specialize in VA Loans and Would Love to Help you Utilize all the BENEFITS You Deserve

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